Storm Damage Roof Inspection: Why a Second Opinion Matters

After a storm, you might discover that you have a leaking roof. You want to address this issue immediately before it causes further damage to your home. Waiting too long to get a roof repaired will only make the problem worse and more expensive to deal with.

An adjuster will come to your home to assess the damage if you file an insurance claim. However, they might not have the expertise of a skilled roofer, meaning they could underestimate the issue. This is why it’s helpful to get a second opinion from a reputable contractor.

Why Get a Second Opinion?

Some insurance adjusters will look for ways to downplay the necessary repairs or avoid paying for the damaged roof altogether. These people will claim that the damage was already there before the storm and that the harsh weather conditions only made it worse. They will do their best to find proof that you have neglected your roof so they can reject your claim. Keeping up with roof maintenance will contribute to a more seamless insurance claims process.

Adjusters might underestimate the extent of the damage and the cost of materials required to repair them. Getting a second opinion will ensure the proper diagnosis and repair of roofing issues. It also helps you get a reasonable payout amount from your insurer. Moreover, obtaining at least three estimates from different contractors will give you an idea about the cost of your roof repairs.

Tips for Filing an Insurance Claim

Time is of the essence when filing an insurance claim. The faster you submit your claim, the higher the likelihood of getting a good outcome. Waiting too long before filing might result in lower coverage as the damage worsens.

After a storm, get an inspection from a reputable contractor as soon as possible. If a significant amount of time has passed before you submit your claim, your insurer might not believe that the damage occurred due to harsh weather conditions. As a result, they might deny your claim because they weren’t able to assess and investigate the damage just as the storm occurred.

You must carefully choose the roofing contractor you will hire after an extreme weather event. For superior roof repair and replacement services, turn to The Great American Roofing Company. Call us at (201) 825-2955 or fill out our contact form to request a free quote.